Best Money Saving Apps for College Students

In today’s fast-paced digital world, there is an abundance of money-saving apps designed to help you manage your finances and save money effortlessly. Whether you’re a college student on a tight budget or someone looking to improve their financial health, these 15 apps can significantly impact your savings goals. This comprehensive blog post will explore each app’s features, benefits, and how they can revolutionize your money-saving game.

Best Money Saving Apps for College Students


Mint Money Saving App

Mint is a powerhouse in the personal finance app space. It offers a comprehensive platform that allows you to create budgets, track expenses, and set financial goals. With Mint, you can get a clear overview of your spending habits, receive personalized insights, and even receive bill reminders. This app is perfect for those who want to take control of their finances and establish healthy saving habits.


  • Create customized budgets and track your expenses effortlessly.
  • Receive personalized insights and recommendations to optimize your spending.
  • Set financial goals and track your progress towards achieving them.
  • Get bill reminders and avoid late payment fees.


Acorns is a unique investment app that helps you save and invest your spare change automatically. It works by rounding up your purchases to the nearest dollar and investing the difference in a diversified portfolio. Acorns is an excellent choice for individuals who want to start investing with small amounts of money and build wealth over time.


  • Invest spare change automatically by rounding up your purchases.
  • Choose from different investment portfolios based on your risk tolerance.
  • Set up recurring investments to grow your savings consistently.
  • Gain access to educational content to improve your financial literacy.


Honey is a browser extension that revolutionizes online shopping by automatically finding and applying coupon codes at checkout. It scours the web for the best deals and discounts, helping you save money effortlessly. Honey’s additional feature, Honey Gold, allows you to earn cashback on select purchases, making it a must-have app for savvy online shoppers.


  • Automatically apply coupon codes at checkout while shopping online.
  • Get price-drop alerts for items in your online shopping carts.
  • Earn Honey Gold rewards that can be redeemed for gift cards.
  • Discover exclusive deals and discounts on various online stores.

Student Beans

Student Beans is an app that exclusively caters to college students. It offers a plethora of discounts and deals on various products and services, including fashion, electronics, food, and entertainment. By taking advantage of Student Beans, students can stretch their budgets further and enjoy exclusive savings tailored to their needs.


  • Access a wide range of exclusive student discounts from popular brands.
  • Find deals on fashion, electronics, food, entertainment, and more.
  • Discover new brands and products tailored to student needs.
  • Share discounts with friends through referral programs.


Splitwise Money Saving app

Living with roommates or sharing expenses with friends can often be a hassle. Splitwise simplifies this process by helping you track and split bills seamlessly. You can create groups, add expenses, and keep tabs on who owes what. This app is perfect for those seeking transparency and fairness when splitting expenses, making it a valuable tool for students and anyone sharing living costs.


  • Split bills, rent, and expenses easily with roommates or friends.
  • Keep track of who owes what and settle debts with simplicity.
  • Create groups for specific expenses and manage them collectively.
  • Settle debts through integrated payment platforms.


Goodbudget is a budgeting app that employs the envelope system to help you manage your finances effectively. It allows you to allocate your income into different categories, resembling digital envelopes, and tracks your spending accordingly. Goodbudget provides valuable insights into your spending patterns and empowers you to make informed financial decisions.


  • Implement the envelope budgeting system to allocate funds to different categories.
  • Track spending in real time and receive alerts when you approach budget limits.
  • Sync your budget across multiple devices for easy access.
  • Generate reports and visualizations to gain insights into your spending patterns.


Rakuten is a cashback app that enables you to earn money back on your online purchases. By partnering with a wide range of retailers, Rakuten offers cashback rewards that can be redeemed for real money. Whether you’re buying clothes, electronics, or household items, Rakuten helps you save money with every purchase.


  • Earn cashback on purchases made through the Rakuten app or website.
  • Discover exclusive deals and discounts from a wide range of retailers.
  • Shop in-store and online to maximize your savings potential.
  • Receive cashback rewards via PayPal or check.


If you own a vehicle, you understand the fluctuating costs of fuel. GasBuddy comes to the rescue by providing real-time information on gas prices at nearby stations. This app helps you locate the cheapest gas prices, allowing you to save money on each fill-up. GasBuddy is a must-have for anyone looking to cut down on fuel expenses.


  • Find the cheapest gas prices in your area in real-time.
  • Filter gas stations by amenities, such as car wash or air pumps.
  • Plan road trips and calculate fuel costs in advance.
  • Contribute to the GasBuddy community by reporting gas prices.


College textbooks can be exorbitantly priced, but Chegg offers an affordable solution. This app provides textbook rentals and eTextbooks at discounted rates, making it a go-to resource for students. Additionally, Chegg offers study resources and tutoring services, making it an all-in-one platform for academic support.


  • Rent or buy discounted textbooks and eTextbooks for your courses.
  • Access study resources, solutions, and expert Q&A for academic assistance.
  • Get personalized tutoring through the Chegg Study Pack subscription.
  • Sell or trade your used textbooks through the app.


PocketGuard Money Saving App

PocketGuard is a personal finance app that keeps you on top of your spending and savings goals. It syncs with your bank accounts, tracks income, expenses, and bills, and provides insights into your financial health. PocketGuard offers suggestions for optimizing your budget, maximizing savings, and achieving your financial objectives.


  • Sync your bank accounts and credit cards to track your income and expenses.
  • Set and manage budgets for different spending categories.
  • Receive personalized insights and tips to optimize your finances.
  • Receive bill reminders and avoid late payment fees.


Trim is an app that focuses on reducing your recurring expenses. By analyzing your spending patterns, Trim identifies potential areas for savings, such as canceling unused subscriptions or negotiating bills. Trim’s expertise in trimming down expenses can help you save money effortlessly.


  • Analyze your recurring expenses and identify potential savings.
  • Cancel unwanted subscriptions and negotiate bills on your behalf.
  • Track your spending and receive alerts for unusual charges.
  • Save money effortlessly with automated bill negotiation.


ShopSavvy is a price comparison app that ensures you never overpay for a product again. It allows you to scan barcodes or search for items to find the best prices across multiple retailers. ShopSavvy empowers you to make informed purchase decisions and save money on everything from electronics to groceries.


  • Scan barcodes or search for products to compare prices across multiple retailers.
  • Access product reviews and ratings to make informed purchasing decisions.
  • Create price alerts to be notified when a desired item goes on sale.
  • Save your favorite products and track their price history.


ibotta Money saving App

Ibotta is a popular cashback app that rewards you for shopping at specific retailers and purchasing featured products. It offers cashback in various categories, including groceries, clothing, beauty, and more. Ibotta makes saving money on everyday purchases simple and enjoyable.


  • Earn cashback on grocery purchases and a variety of other products.
  • Unlock rebates by completing simple tasks, such as taking surveys or watching videos.
  • Link your loyalty cards for automatic cashback at select retailers.
  • Withdraw your earnings via PayPal, Venmo, or gift cards.


Paribus (acquired by Capital One) is a valuable app that monitors your online purchases and helps you get money back if prices drop after your purchase. It tracks your receipts, identifies potential price drops, and automatically submits refund requests on your behalf. Paribus is a fantastic tool for ensuring you never miss out on savings due to price adjustments.


  • Automatically track your online purchases and monitor price drops.
  • Submit refund requests on your behalf to retailers when prices decrease.
  • Monitor delivery statuses and file claims for late or missing packages.
  • Connect multiple email accounts for comprehensive coverage.


Dosh is a cashback app that earns you money for shopping at participating stores, both online and in-person. It links directly to your debit or credit card, so you don’t have to worry about scanning receipts or redeeming points. Dosh simplifies the cashback process, allowing you to save money effortlessly while going about your daily spending.


  • Link your debit or credit card to earn automatic cashback at participating merchants.
  • Discover nearby offers and cashback opportunities while dining out or shopping.
  • Withdraw your earnings directly to your bank account or donate to charity.
  • Refer friends to Dosh and earn additional cash rewards.

Incorporating money-saving apps into your financial routine can profoundly impact your budget and overall financial well-being. Whether you’re aiming to track expenses, invest spare change, find discounts, or maximize cashback rewards, the 15 apps mentioned above provide an array of tools to help you achieve your savings goals. Experiment with these apps, find the ones that align with your needs and witness their transformative power on your financial journey. Start saving today and secure a brighter financial future.

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